You really have to get and use all the savings tips you can if you want to enjoy the best auto insurance rate possible for your profile. Here are more tips for you...
1. Drive carefully if you're really keen on attracting lower car insurance rates. Please, ensure that you make it a personal principle not to drive if you even sip any alcoholic beverage.
Driving with more than the permissible level of alcohol in your blood stream will make you pay sky-high rates if you're lucky or be forced to be without auto insurance if you're not so lucky.
And don't overlook those speeding tickets because they cost you much more than the fine you pay. They eventually increase your rate. For your safety then and lower rates, never violate any traffic law despite how minor you think it is.
2. Under-25 drivers are given very expensive rates. But for those who fall within this age bracket, having good grades at school will go a long way to help you get better rates.
To enjoy it, nevertheless, you must keep getting at least a "B" grade. It attracts a discount of about 5%. This is so because insurance providers think there is a correlation between good grades and a young person's composure behind wheels. Students who maintain excellent grades are generally considered more responsible and less likely to take to recklessness behind wheels.
3. A good number of insurance carriers will give you a discount if you belong to an auto club. Even though you shouldn't look to get massive discounts for this, every little discount you can get will add up to much on the long run.
4. The difference in what it will cost you to insure similar vehicles could be very huge. It will help a lot if you discuss with your agent before buying your next car. Don't buy cars that have a high theft rate and/or a poor crash rating.
Another thing to find out is the cost of maintaining a car since this is as well an issue that affects your premium. With such diligence you can avoid buying a vehicle that will make you pay much more in higher rates over time.
5. Get and compare quotes. If do this correctly you'll save a few hundred dollars at least unless you've done it correctly not too long ago. And how do you do it right? Use reputable quotes sites and make sure you get quotes from five or more of them.
Here are great pages for auto insurance quotes...
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