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Frequently Asked Auto Insurance Questions and answers
If a motorist resides in the United States the chances are that they will be mandated to carry an auto insurance policy or some kind of financial responsibility in order to operate a vehicle legally. The majority of states including the District of Columbia require...
Residents of Florida pay some of the highest premiums in the country for auto insurance and it is with no wonder why Floridians are looking to find the best rate available.The most effective way that a specific individual can locate the most affordable premium is to...
According to recent data released by the National Association of Insurance Commissioners (NAIC), the average cost of auto insurance paid by residents in the United States was roughly $800 per year which is around $67 monthly. These averages are based on premiums paid across the entire country for...
A car insurance policy consists of six different parts; four of which consist of types of coverage and the remaining two consisting of general provisions and the duties of a policyholder following a loss or accident. When policies are issued, a declarations page and policy form will be included which lists...
Generally, males will end up paying more for auto insurance than their female counterparts; this is mainly because of the statistics that have been compiled which show men being more aggressive behind the wheel, having a higher tendency of driving under the influence, speeding and...
The timeframe in which to purchase auto insurance on a new car is dependent on a few different circumstances. If an individual is currently uninsured, the automobile dealership generally will not let the vehicle be driven off the lot without...
According to a December 2009 report from the National Association of Insurance Commissioners (NAIC), the average auto insurance premium paid in the United States in 2007 was $795. The average price paid for a Liability policy was $475, Collision coverage prices averaged $301 and Comprehensive policies averaged $136. These premiums are based on...
The amount of coverage that should be carried in the Lone Star State is dependent on a particular individuals needs. Not all motorists are in need of the same level of protection, therefore they must evaluate their own situation in order to determine the right coverage for them specifically. One thing that is certain is that it is against the law to...
Typically, if an individual borrows a policyholder's vehicle, the coverage may transfer and cover losses that occur while in another person's possession with certain exceptions. First and foremost, the individual who is borrowing the automobile must have the permission of the insured to operate the vehicle or reasonable belief that they are entitled to...
In the state of New Jersey, individuals have an option of buying two different types of auto insurance policies; these are known as Standard and Basic. A "Standard" policy offers more coverage and gives the policyholders the option to purchase additional protection. A "Basic" policy provides..
